Terms of Service

1. Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of Lekhhaa's expense tracking and financial management platform, including our website, mobile applications, and related services (collectively, the “Service”). By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Eligibility

To use Lekhhaa, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using the Service under applicable law
• Provide accurate and complete registration information
• Maintain the security and confidentiality of your account credentials

3. User Accounts

3.1 Account Creation

To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your password and account
• All activities that occur under your account
• Notifying us immediately of any unauthorized use or security breach
• Ensuring you log out after each session, especially on shared devices

3.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activities. You may delete your account at any time from your account settings.

4. Service Description and Use

4.1 Service Offerings

Lekhhaa provides:

• Income and expense tracking tools
• Financial reporting and analytics
• Data synchronization across devices
• Export and backup features
• Additional premium features (if subscribed)

4.2 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the Service or servers
• Upload viruses, malware, or malicious code
• Scrape, spider, or harvest data from the Service
• Impersonate any person or entity or misrepresent your affiliation
• Use the Service to transmit spam or unsolicited messages
• Reverse engineer, decompile, or disassemble the Service

4.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

5. User Content and Data

5.1 Your Data Ownership

You retain all ownership rights to the financial data, transaction records, and other content you submit to the Service (“User Content”). By using the Service, you grant us a limited, non-exclusive license to use, store, and process your User Content solely to provide and improve the Service.

5.2 Data Accuracy

You are solely responsible for the accuracy, quality, and legality of your User Content. Lekhhaa is a tool for tracking and organizing financial information; we do not provide financial, tax, or legal advice.

5.3 Backups and Data Loss

While we perform regular backups, you are responsible for maintaining your own backup copies of important data. We are not liable for any loss or corruption of User Content.

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Service, including its design, functionality, source code, databases, and all related intellectual property, is owned by Lekhhaa and is protected by copyright, trademark, and other intellectual property laws. The Lekhhaa name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Lekhhaa.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes, subject to these Terms. This license does not include the right to resell, redistribute, or create derivative works.

7. Payment and Subscription Terms

7.1 Free Service

Lekhhaa offers a free tier with core features available at no cost. We reserve the right to modify or discontinue the free tier at any time.

7.2 Premium Features (If Applicable)

If you subscribe to premium features, you agree to pay all applicable fees. Fees are billed in advance and are non-refundable except as required by law or as expressly stated in these Terms.

7.3 Billing and Renewal

Subscriptions automatically renew unless canceled before the renewal date. You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period.

8. Disclaimer of Warranties

We do not warrant that:

• The Service will be uninterrupted, timely, secure, or error-free
• The results obtained from using the Service will be accurate or reliable
• Any errors in the Service will be corrected
• The Service will meet your specific requirements or expectations

Lekhhaa is a financial tracking tool, not a financial advisor. We do not provide financial, investment, tax, or legal advice. You are responsible for your own financial decisions.

9. Limitation of Liability

• Your access to or use of (or inability to access or use) the Service
• Any conduct or content of any third party on the Service
• Unauthorized access, use, or alteration of your transmissions or content
• Any financial decisions you make based on information from the Service

Our total liability to you for all claims arising from or relating to the Service shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or ₹5,000 (INR Five Thousand), whichever is greater.

10. Indemnification

You agree to indemnify, defend, and hold harmless Lekhhaa, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your User Content

11. Dispute Resolution and Governing Law

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

11.2 Jurisdiction

Any disputes arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in [Your City], India.

11.3 Informal Resolution

Before initiating formal legal proceedings, we encourage you to contact us at legal@lekhhaa.com to attempt to resolve the dispute informally.

12. Changes to Terms

We may revise these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the “Last Updated” date. For significant changes, we will provide additional notice, such as an email notification or prominent notice within the Service.

Your continued use of the Service after the effective date of revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Service.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and Lekhhaa.

13.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

13.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

13.5 Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or fuel crises.

14. Contact Information

If you have any questions about these Terms, please contact us: